Cost Structure Individual


This product is designed to provide participants with inter-company comparisons of Individual Division operating expenses recognizing the variations associated with different product segments.

Results are presented in two ways:

  • Unit Expense Factors (per activity unit) account for the total costs of all services delivered to the client.
  • Expense Ratios (relative to premium) along functional lines allow a comparison of how resources are allocated internally.

Factors and Ratios are presented with and without Systems and Corporate Overhead.

The standard deliverables include:

  • working papers (Excel worksheets) showing the technical development of your own unit costs
  • draft tables for review
  • a final written report 
  • an electronic version of the report
  • additional electronic only tables
  • a presentation in your offices
  • a Conference of Participating Companies to review results and to discuss enhancements for future years.

The report is only available to participating companies.


This page was last updated on November 22, 2017 by kf.
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