Cost Structure Analysis

Cost Structure Analysis is a study of unit costs in the Group Life and Health industry.

This product provides group carriers with inter-company comparisons of operating expenses recognizing the variations associated with different client segments.

The results are presented in two ways, each providing different insights into competitive position.

  • Unit Expense Factors compare expenses on the basis of specific services delivered to clients such as a claim settlement.
  • Expense Ratios compare expenses as a percent of premium.

All Factors and Ratios are available with and without Systems and Corporate Overhead.

Additional tables explore:

  • Systems versus people expenses
  • Routine LTD claim administration versus investigation, rehab and litigation
  • Call centre costs.

The standard deliverables include:

  • Working papers (Excel worksheets) showing the technical development of your own unit costs
  • Draft tables for review
  • Final written report
  • Electronic version of the Report
  • Additional electronic only tables
  • A presentation in your office.

The full report is only available to participating companies but non confidential information from the database may be available for use in proprietary consulting assignments.

This page was last updated on November 20, 2017 by kf.
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